Are you an expat with a money question on your mind? Perhaps you are thinking of moving abroad, but feel confused about how it would affect your finances?
From finding the best mortgage and investment options to minimising your tax liabilities, and from getting the right health care to landing the best foreign exchange rates, starting a new life overseas can be a financial minefield.
Our new question and answer section allows subscribers to pick the brains of our experts, to get all the information they need. This week we are introducing our panel of the best in the business – and from next week they’ll start tackling your questions.
While we will endeavour to answer as many queries from subscribers as we can, we cannot guarantee every submission will be used. Nor can we engage in private correspondence.
Here is our panel – offering free, objective advice to help you get the most out of your time overseas.
Richard Musty, private bank director, Lloyds TSB International
Richard can help with questions about savings, banking and investments overseas. With 31 years of experience, he has held directorships in a variety of the bank’s offshore international companies from the Channel Islands to the Middle East and Hong Kong. Richard is an associate of the Chartered Institute of Bankers and is Financial Planning Certificate-qualified.
Dr Mark Simpson, medical director, Bupa International
Mark is an expert in expatriate health care and international health insurance. After qualifying in medicine at the University of Cambridge, he began his career working as a GP and then in the area of occupational health. He now oversees Bupa International’s global hospital quality assessment programme and worldwide medical assistance team.
Paul O’Sullivan, head of trading, Cornhill FX
Paul is an expert in foreign currency exchange, having spent 37 years in the business. He has held various senior roles in global financial institutions, most recently as senior manager at Saxo Bank in Denmark and director of foreign exchange at the Bank of Montreal. The majority of his career was spent in the Lloyds Bank Treasury Division from 1976 to 1996, holding senior roles in the dealing rooms in Tokyo, New York and London. He joined Cornhill FX in 2007.
Simon Conn, proprietor of www.simonconn.com
Simon is an overseas property and finance specialist with over 30 years’ experience arranging finance in more than 50 countries. He can offer advice on matters relating to the purchase, financing or refinancing of overseas property.
Howard Bilton, chairman, The Sovereign Group
Howard is a barrister and founder of The Sovereign Group, one of the world’s largest consultancies specialising in the provision of offshore trusts and companies and associated international tax advice. He can tackle questions on inheritance tax mitigation and financial planning in particular.
Dean Power, assistant tax manager and technical co-ordinator, The Fry Group
Dean can help with issues such as UK tax liability and questions about domicile, residence and returning to the UK. He is an experienced tax manager specialising in monitoring the changes HM Revenue and Customs introduce to the UK.
No comments:
Post a Comment