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Tuesday, June 11, 2013

Affectations en Chine se révéler problématiques

The great wall marathon is optional, but flee international insurance in China is not Photo: AFP / Getty Images

A scene increasingly played in the offices of Chief Executives in all the Earth:

CEO: "Sit down, Bob. What family? I have a nice little job for you. How a beautiful break overseas should you be?"

"Oh, okay thanks, Mr President." But where? ?

CEO: 'China - wonderful place.'

Bob, the blood flowing lips, collapses in his chair. For this faithful striver company, the dreaded time has come...

The crisis in the global economy since 2008 has found the way to make China a key country for businesses to have our feet on the ground. It is also among the least attractive.

Assignments abroad - established as the France, the USA and Australia - are always loved by employees, but are dwarfed in terms of trade by the emerging BRIC (Brazil, Russia, India and China).

The HSBC Expat Explorer annual study on the situation faced by Western companies abroad puts China near the bottom of desired of assignments overseas - 27th out of 31 countries surveyed.

So how are a couple, aged 39 and 35, with two children, likely from the fare in this alien environment? They fear quite rightly on standards of health, adaptation to an unusual culture, feelings of isolation and missing friends and family. These fears are rational. A third of people in the situation experienced by the hapless Bob are unable to see through their duration - although shorter assignments in China than elsewhere. A survey conducted by the international medical insurer Aviva, which includes firms with 200 and 1,500 employees, points to the least popular countries for expats.

Teresa Rogers, leader of the international business of the supplier, underscores the importance of choosing the right used before buying the ticket - cost among many which can amount to 1 million £ assignment three years in transport, housing, tuition, insurance and payments difficulties accumulate.

She said: "the major issues in China are the quality of life and integration. It's a little easier for an employee, because they will be familiar with the company that they work for and they can get quite literally on the work. The spouse and the child element is where it becomes particularly difficult. The spouse might be able to work and the children in an international school will be taken out of their comfort zone. ?

A total of 37 percent of all those polled by Aviva worldwide returned home early due to cultural issues - and the proportion of assignments cut short has a still more great in China, although accurate data are not currently available. Rogers looks at several areas where the couple with two children can help. "It starts with the company - assess not only the employee, but the family; If they tolerate this environment. Some companies cela and put the family through a rigorous process to assess their relevance.

?Then it is child education.? Rate of China reasonably well on education. "But they will have to find the right places in international schools in big cities."

Some of the sting of isolation may be removed from modern communication. Well-organized employers fix Skype and facilities of social media for newcomers. This allows expatriates to immediately take notice of the central office and talk things through with friends in the neighborhood and back home.

"It is very important in a country where cultural integration is difficult," said Rogers. "Social media are vital for people in these places. The perforation is also high in Western Europe and North America."

Medical insurance is a must, although expatriates have access to Chinese health system, which is rarely used by Westerners. If longevity reflects the quality of the care, the reasons are not hard to find. Life expectancy in China increased by only 3.5 years during the last three decades. This is an increase of pitiful compared States neighbors, such as Japan and Singapore – and all the Western countries.

The main cities, Beijing, Shanghai and Guangzhou, were frequented by expatriates and affluent Chinese of private hospitals. But an international private medical plan that includes medical evacuation and/or repatriation is considered to be a must. It is a serious headache for expats in China. Exorbitant premiums simply reflect taxes levied in the few hospitals operating at standards of most Westerners would consider appropriate. Fresh hospitalization are among us levels in many cities.

Debbie Purser, managing director, International health insurance said: "some hospitals operate a system of two levels, offering better facilities and care on their VIP floors as opposed to their standard floors. Controlling costs in these circumstances can be a problem and insurers who suffered losses in the past are now vigilant about the risks. ?

China is likely to remain a 'must' for many Western countries - which has not gone unnoticed by the Republic health care providers.


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